We guide you to lenders available in your state, all with bad credit allowed.


How to Build a $10,000 Savings Account

A $10,000 buffer in your bank account is peace of mind. If the check engine light comes on while you’re driving, it’s no big deal. If your HVAC suddenly stops working in the dead of winter, you pick up the phone and call someone. It’s security. Security that can help you sleep at night and […] .. Read more »

What Are Personal Loans Used For?

Taking out a personal loan can be a smart move if what to finance a significant expense or mitigate high-interest debt. The money comes in a lump sum of cash that typically does not require collateral. With these types of installment loans, you will repay the amount plus interest every month until you pay the […] .. Read more »

Direct Lender or Connector for Bad Credit Loan?

It can be challenging to decide between a direct lender and a connector for your personal loan because each provider has distinct pros and cons. Read on to learn what you need to know about each type of lender to make an informed decision about your loan. Pros of a Direct Lender Direct lenders have […] .. Read more »

Where to Get Personal Loans if You Have Bad Credit

Generally speaking, a credit score below 630 qualifies as “poor.” As a result, it becomes more challenging for you to obtain loans, get an apartment or car, or lower your insurance premiums. Bad credit doesn’t have to be a death sentence, though. Read on for some ways to find lenders with flexible terms that will […] .. Read more »

The Best Way to Pay Off Five Different Types of Loans

At some point or another, everyone takes out a loan. In fact, most of us will take out three very common types: student loans, auto loans and home loans. The other very familiar form of debt comes courtesy of either credit cards and bad credit loans. While borrowing money this way doesn’t need to be […] .. Read more »

How Do Debt Collections Impact Your Credit?

Having an account sent to collections isn’t the end of the world, but it does affect your credit. Here’s everything you need to know about debt collections and what they mean for you. Debt Collection Explained If you’ve become significantly behind on a debt payment, your account may end up being sent to collections. This […] .. Read more »

How to Build an Emergency Buffer

No matter what your credit score is like, keeping an emergency fund on hand is a great way to avoid the stress and hassle of figuring out how to pay for a financial surprise. Instead, you have the peace of mind knowing that you have a nest egg set aside to cover that unexpected car […] .. Read more »

5 Credit Card Tips You Need to Follow

When used properly, credit cards can be a great way of adding to your monthly budget a bit or giving you peace of mind that, worst case scenario, you’ll always have an option when you need to make an emergency purchase. Unfortunately, they’ve also become one of those assets that can quickly backfire too, so […] .. Read more »

Three types of credit inquiries

Irrespective of the type of loan you intend to borrow, it’s more likely that you’ll have to undergo some thorough credit checks. The approval rate solely depends on the form of borrowing as well as the lender’s decisions. All personal loans consider some credit checks while payday loans do not necessitate such checks. Basic verification […] .. Read more »

Denied a loan? Here’s what you can do about it

If your loan application has been rejected, be certain: you aren’t alone. Loan applications can prove to be the hardest task when securing any type of a loan especially if it’s your first time and you don’t have an experienced attorney to walk you through the process. After rejection, the next step you should take […] .. Read more »

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