About us

Usloanoptions.com started as a initiative to gather and test the best loans for bad credit. We thought the sites available either displayed too much information or none at all. We wanted to create something in the middle, present the most important information about loans in an easy way. But also keep options open, therefore we include more loans then most other sites do.

Over the years we also learned that lender requirements swings wildly from only accepting a few to accepting low credit scores. Finding the best loan therefore includes to “shop around”, apply and check offers at many different websites. And that without attracting hard credit checks. That’s one of our most important goals, to have at least 10 loans our visitors can apply at.

Writer and editor – Lauren Ward

Specializing in original, well-researched web content, including blog posts, news articles and web copy. Areas of expertise include personal finance and lending. Featured in national news media such as CBS News, Kiplinger and Chicago Tribune. Lauren worked for many years at Federal Reserve Bank of Richmond, with External Affairs Communications and as Research Analyst.


Lauren holds Bachelor’s degree from Georgetown University.


10 years of experience as freelance writer and working at Federal Reserve Bank of Richmond. Works as self-employed freelance writer since 2012 writing about various topics including personal finance.

Connect with Lauren on LinkedIn.

Writer Joseph Smith

Joseph Smith is an experienced freelance writer with over 11 years of experience. His area of expertise includes finance, loans and lending. His work has been featured on various large websites including this one.

Writer Bryan Robinson

Bryan Robinson is a finance writer with expertise in lending and their interest rates, fees, contracts and more.

When he’s not writing or reading about money, Bryan enjoys playing guitar (especially blues) and spending time with his wife and young daughter.

Research – Perry

Working with online loans since 2008 professionally, Perry knows what distinguishes a popular lender from a lender that only waste everyone’s time but a few. In recent years presentation and mobile experience has become increasingly important, displaying all information that fits on a 14-inch screen all the way down to a 3.6-inch screen. Selecting the most important piece of information is not easy. Perry also got this covered.

Acquired businesses and domains

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You can contact us here if you have any questions.

You can also follow us on twitter and YouTube.

Our mailing address is as follows:

c/o Seodev AB
Polh. 1
392 39 Kalmar

Thank you for visiting!


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